What is Breathing Space?
Breathing Space is a new debt option that gives you temporary protection from the creditors you owe money to if you’re struggling with debts. This includes:

freezing most interest, fees and charges on debts; and
pausing most enforcement action and contact from creditors.
It’s a short-term option, to give you time and space to engage with debt advice and find a longer-term solution.

There are two types of Breathing Space:

Standard Breathing Space – which you apply for through debt advice, and which lasts for up to 60 days, with a review between days 25 and 35.
Mental Health Crisis Breathing Space – which is specifically for people in mental health crisis treatment and can only be applied for with an Approved Mental Health Practitioner (AMHP). It lasts for the duration of your treatment, plus 30 days.
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