Glossary entry (derived from question below)
Russian term or phrase:
требования банков к экономике
English translation:
banks\' domestic lending
Added to glossary by
Susan Welsh
Jun 23, 2021 23:20
2 yrs ago
16 viewers *
Russian term
Требования банков к экономике
Russian to English
Bus/Financial
Economics
It's a line on a graph headlined "Changes in Business Loans," showing five years of figures. A literal translation doesn't mean anything to me and gets only 5 Google hits in English, all from Belarus.
There must be a regular English way to say this.
There must be a regular English way to say this.
Proposed translations
(English)
Proposed translations
+1
1 hr
Selected
banks' total loans/value of loans issued by banks/banks’ debt burden
Требования банков к экономике – это сумма долга по выданным кредитам и займам, а также некоторым иным активным операциям банков. Если в 2016 г требования банков изменялись по нисходящей, то в 2017 г тренд был переломлен и требования начали расти (см. диаграмму 6). В связи с более высокой платежной дисциплиной физлиц и отменой обязательного предоставления справок о доходах при выдаче кредитов гражданам рост требований в 2017 г происходил за счет населения.
https://primepress.by/analitika/bankovskaya_sistema_belarusi...
Требования банков к экономике предположительно возрастут на 11±2%. Требования банков к экономике — это весь объем денег, которые банки предоставили взаймы предприятиям и населению. С 1 января по 1 октября 2017 года эти требования выросли на 3,8%. За скользящий год с 1 октября 2016 года по 1 октября 2017 года требования выросли всего на 0,3%.
https://banki24.by/news/2418-kak-eto-budet-pripodnimaem
cccccccccc
By allowing the AMCs to handle the state-owned banks’ debt burden that had accrued through government directed lending since the 1950s, the four banks were expected to better position themselves to adopt lending policies based on client creditworthiness
https://www.napier.ac.uk/~/media/worktribe/output-182194/wan...
ccccccccccccccccc
What Is Loan-to-Deposit Ratio (LDR)?
The loan-to-deposit ratio (LDR) is used to assess a bank's liquidity by comparing a bank's total loans to its total deposits for the same period. The LDR is expressed as a percentage. If the ratio is too high, it means that the bank may not have enough liquidity to cover any unforeseen fund requirements. Conversely, if the ratio is too low, the bank may not be earning as much as it could be
https://www.investopedia.com/terms/l/loan-to-deposit-ratio.a...
https://primepress.by/analitika/bankovskaya_sistema_belarusi...
Требования банков к экономике предположительно возрастут на 11±2%. Требования банков к экономике — это весь объем денег, которые банки предоставили взаймы предприятиям и населению. С 1 января по 1 октября 2017 года эти требования выросли на 3,8%. За скользящий год с 1 октября 2016 года по 1 октября 2017 года требования выросли всего на 0,3%.
https://banki24.by/news/2418-kak-eto-budet-pripodnimaem
cccccccccc
By allowing the AMCs to handle the state-owned banks’ debt burden that had accrued through government directed lending since the 1950s, the four banks were expected to better position themselves to adopt lending policies based on client creditworthiness
https://www.napier.ac.uk/~/media/worktribe/output-182194/wan...
ccccccccccccccccc
What Is Loan-to-Deposit Ratio (LDR)?
The loan-to-deposit ratio (LDR) is used to assess a bank's liquidity by comparing a bank's total loans to its total deposits for the same period. The LDR is expressed as a percentage. If the ratio is too high, it means that the bank may not have enough liquidity to cover any unforeseen fund requirements. Conversely, if the ratio is too low, the bank may not be earning as much as it could be
https://www.investopedia.com/terms/l/loan-to-deposit-ratio.a...
4 KudoZ points awarded for this answer.
Comment: "The authors confirmed this version, deleting "total" because the term does not include bank-to-bank lending. Thanks for your helpful research, Frank."
-1
1 hr
Banks’ claims to the economy
Note from asker:
Misha is referring to your #5 confidence rating. |
Peer comment(s):
disagree |
The Misha
: Your explanation may be right (I have no idea what this phrase actually means) but what your translation says is nowhere near that. May I suggest a little more humility?
6 hrs
|
You definitely may. I just provided the link to the International Monetary Fund website
|
+2
5 hrs
banks' domestic credit to private sector
Outstanding domestic bank loans as a percentage of a nation's GDP
https://data.worldbank.org/indicator/FD.AST.PRVT.GD.ZS
https://data.worldbank.org/indicator/FD.AST.PRVT.GD.ZS
Peer comment(s):
agree |
Oleg Lozinskiy
6 hrs
|
Спасибо Олег!
|
|
agree |
Iuliia Vinitchenko
1 day 6 hrs
|
Спасибо Iuliia
|
6 hrs
Liabilities of the banks to the (national) economy
I believe this could be related to stressed assets or non-performing assets or bad debts of the banks in the country.
Something went wrong...