na najwyższym dopuszczalnym miejscu

English translation: with the highest allowed priority status

09:20 Jan 24, 2024
Polish to English translations [PRO]
Law/Patents - Real Estate
Polish term or phrase: na najwyższym dopuszczalnym miejscu
nie wiem jak to ugryźć
akt notarialny, umowa sprzedaży i ustanowienia hipoteki
'kupujący oświadczają, że ustanawiając na rzecz banku, na lokalu, na najwyższym dopuszczalnym miejscu, hipotekę umowną do kwoty x' jako zabezpieczenie spłaty wierzytelności

dziękuję za pomoc
Monika Sojka
United Kingdom
Local time: 23:17
English translation:with the highest allowed priority status
Explanation:
propozycja
Selected response from:

Grzegorz Mysiński
Poland
Local time: 00:17
Grading comment
Dziękuję
4 KudoZ points were awarded for this answer



Summary of answers provided
2with the highest allowed priority status
Grzegorz Mysiński
2at the highest seniority ranking allowed/with the highest possible seniority level
Frank Szmulowicz, Ph. D.


Discussion entries: 1





  

Answers


42 mins   confidence: Answerer confidence 2/5Answerer confidence 2/5
with the highest allowed priority status


Explanation:
propozycja

Grzegorz Mysiński
Poland
Local time: 00:17
Works in field
Native speaker of: Polish
PRO pts in category: 42
Grading comment
Dziękuję
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2 hrs   confidence: Answerer confidence 2/5Answerer confidence 2/5
at the highest seniority ranking allowed/with the highest possible seniority level


Explanation:
Senior debt has the highest priority and, therefore, the lowest risk. Thus, this type of debt typically carries or offers lower interest rates. Meanwhile, subordinated debt carries higher interest rates given its lower priority during payback.

Banks typically fund senior debt. Banks assume lower-risk senior status in the repayment order because they can afford to accept a lower rate given their low-cost sources of funding from deposit and savings accounts. In addition, regulators advocate for banks to maintain a lower-risk loan portfolio.
https://www.investopedia.com/ask/answers/061615/what-differe...

What is the seniority of bank debt?
Senior Debt: What It Is, Why It's Less Risky
Senior debt is debt and obligations which are prioritized for repayment in the case of bankruptcy. Senior debt has the highest priority and therefore the lowest risk. Thus, this type of debt typically carries or offers lower interest rates

https://www.investopedia.com/terms/s/seniordebt.asp#:~:text=...


Subordinated debt (also known as a subordinated debenture) is an unsecured loan or bond that ranks below other, more senior loans or securities with respect to claims on assets or earnings. Subordinated debentures are thus also known as junior securities. In the case of borrower default, creditors who own subordinated debt will not be paid out until after senior bondholders are paid in full.
https://www.investopedia.com/terms/s/subordinateddebt.asp

Frank Szmulowicz, Ph. D.
United States
Local time: 18:17
Native speaker of: Native in EnglishEnglish, Native in PolishPolish
PRO pts in category: 167
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