Glossary entry (derived from question below)
English term or phrase:
Fixed income corporate
Spanish translation:
bonos de empresa
Added to glossary by
Carmen Ferrando
Mar 15, 2023 08:33
1 yr ago
18 viewers *
English term
Spain
Nativa Català/Valencià
Native in: Catalan 
, Spanish
Works in: Spanish to Catalan, Catalan to Spanish, English to Catalan, and 3 more.
Fixed income corporate
English to Spanish
Bus/Financial
Finance (general)
Informe sobre reducción de emisiones
Buenos días:
En un informe empresarial sobre reducción de emisiones, aparece lo siguiente:
Portfolio Overview:
Fixed Income Treasury & Government Related 49%
Fixed Income Securitized 7%
Fixed Income Corporates 35%
Fixed Income Cash 7%
Public Equity 0%
¿A qué se refiere con "Fixed Income corporates" (y ¿cuál es la diferencia entre esto y las dos primeras?).
Muchas gracias.
En un informe empresarial sobre reducción de emisiones, aparece lo siguiente:
Portfolio Overview:
Fixed Income Treasury & Government Related 49%
Fixed Income Securitized 7%
Fixed Income Corporates 35%
Fixed Income Cash 7%
Public Equity 0%
¿A qué se refiere con "Fixed Income corporates" (y ¿cuál es la diferencia entre esto y las dos primeras?).
Muchas gracias.
Proposed translations
(Spanish)
| 5 +2 | bonos de empresa |
Ana Vozone
|
| 4 +2 | bonos corporativos |
patinba
|
Proposed translations
+2
9 hrs
Ana Vozone
Specializes in field
Will do!
Native in: Portuguese (Variant: European/Portugal) 
Works in: English to Portuguese, French to Portuguese, German to Portuguese, and 1 more.
Related KudoZ points
:
33
Selected
bonos de empresa
https://www.google.com/search?q="bonos de empresa"&oq="bonos...
Definición de bonos de empresa; Son los bonos emitidos por una empresa para financiar sus proyectos de inversión
Definición de bonos de empresa; Son los bonos emitidos por una empresa para financiar sus proyectos de inversión
Note from asker:
| ¡Gracias, Ana! |
Peer comment(s):
| agree |
Jose Marino
: Ciertamente corporates como sustantivo se traduce mayoritariamente como BONOS. ¡Saludos!
5 mins
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Thank you, but no. Corporates means that the issuer of the securities here is a company, rather than a government or a public body.
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| agree |
patinba
5 hrs
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Thank you, patinba!
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4 KudoZ points awarded for this answer.
+2
3 hrs
bonos corporativos
Son bonos, pero no acciones.
When we talk about income, we can separate it into two categories, fixed income and variable income. Variable income is a type of investment where the remuneration is not known at the time of application. The most common example of variable income investments are stocks, or shares. Its prices are always changing and it’s not easy to know how much money the investor is going to make, or if it is going to make any at all.
On the other hand, fixed income refers to investments that pay fixed interest until the maturity date and, at maturity, investors are paid the amount that they previously invested. In other words, it is an investment that usually results in predictable returns paid regularly, at a dividend or interest rate that is known in advance. They are issued by governments, corporations or other entities to finance their operations. The most common types of fixed income securities are corporate, government and treasury bonds and bank deposit certificates.
Although variable income products are considered more risky (higher volatility) than fixed income products, they provide a better return, and that’s why they are so important in portfolios.
Lisbon Investment Society
https://iseglis.com › 2020/11/05 › what-are-the-differenc...
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Note added at 8 hrs (2023-03-15 16:50:49 GMT)
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corporates
noun [ plural ]
UK /ˈkɔːpərəts/ US
companies:
major corporates
shares and bonds in a company:
Small investors are putting their money into good quality corporates.
aunque aquí, como son fixed income, son bonos solamente.
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Note added at 12 hrs (2023-03-15 21:16:11 GMT)
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De paso, te contesto tus preguntas:
securitised : Bonos de activos titularizados
Glossary
securitization
By Peter Bondarenko
Fact-checked by The Editors of Encyclopaedia Britannica
securitization, the practice of pooling together various types of debt instruments (assets) such as mortgages and other consumer loans and selling them as bonds to investors. A bond compiled in this way is generally referred to as an asset-backed security (ABS) or collateralized debt obligation (CDO). If the pool of debt instruments consists primarily of mortgages, the bond is referred to as a mortgage-backed security (MBS). The holders of such securities are entitled to the receipt of principal and interest payments on the debts underlying them.
Fixed Income Treasury & Government Related Bonos del Tesoro y el Gobierno
que se diferencian de los Bonos Corporativos o Empresariales (por eso hay que aclarar la clase de emisor (corporaciones o empresas)
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Note added at 12 hrs (2023-03-15 21:17:00 GMT)
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en el caso de tu consulta
When we talk about income, we can separate it into two categories, fixed income and variable income. Variable income is a type of investment where the remuneration is not known at the time of application. The most common example of variable income investments are stocks, or shares. Its prices are always changing and it’s not easy to know how much money the investor is going to make, or if it is going to make any at all.
On the other hand, fixed income refers to investments that pay fixed interest until the maturity date and, at maturity, investors are paid the amount that they previously invested. In other words, it is an investment that usually results in predictable returns paid regularly, at a dividend or interest rate that is known in advance. They are issued by governments, corporations or other entities to finance their operations. The most common types of fixed income securities are corporate, government and treasury bonds and bank deposit certificates.
Although variable income products are considered more risky (higher volatility) than fixed income products, they provide a better return, and that’s why they are so important in portfolios.
Lisbon Investment Society
https://iseglis.com › 2020/11/05 › what-are-the-differenc...
--------------------------------------------------
Note added at 8 hrs (2023-03-15 16:50:49 GMT)
--------------------------------------------------
corporates
noun [ plural ]
UK /ˈkɔːpərəts/ US
companies:
major corporates
shares and bonds in a company:
Small investors are putting their money into good quality corporates.
aunque aquí, como son fixed income, son bonos solamente.
--------------------------------------------------
Note added at 12 hrs (2023-03-15 21:16:11 GMT)
--------------------------------------------------
De paso, te contesto tus preguntas:
securitised : Bonos de activos titularizados
Glossary
securitization
By Peter Bondarenko
Fact-checked by The Editors of Encyclopaedia Britannica
securitization, the practice of pooling together various types of debt instruments (assets) such as mortgages and other consumer loans and selling them as bonds to investors. A bond compiled in this way is generally referred to as an asset-backed security (ABS) or collateralized debt obligation (CDO). If the pool of debt instruments consists primarily of mortgages, the bond is referred to as a mortgage-backed security (MBS). The holders of such securities are entitled to the receipt of principal and interest payments on the debts underlying them.
Fixed Income Treasury & Government Related Bonos del Tesoro y el Gobierno
que se diferencian de los Bonos Corporativos o Empresariales (por eso hay que aclarar la clase de emisor (corporaciones o empresas)
--------------------------------------------------
Note added at 12 hrs (2023-03-15 21:17:00 GMT)
--------------------------------------------------
en el caso de tu consulta
Peer comment(s):
| agree |
Luis M. Sosa
3 hrs
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Gracias Luis! Como "sustento", te dejo citar mi respuesta :)
|
|
| agree |
Jose Marino
: Ciertamente CORPORATES, como sustantivo, se traduce mayoritariamente como BONOS
17 hrs
|
|
Gracias!
|
Discussion
Do a little search and you will understand why the link you provided and defended so "vehemently" does not fully apply without explaining the nuances.
https://iseglis.com/2020/11/05/what-are-the-differences-betw...
https://www.investopedia.com/terms/f/fixed-incomesecurity.as...
a bond issued by a corporation.
https://www.dictionary.com/
What Is a Bond?
A bond is a fixed-income instrument that represents a loan made by an investor to a borrower (typically corporate or governmental). A bond could be thought of as an I.O.U. between the lender and borrower that includes the details of the loan and its payments. Bonds are used by companies, municipalities, states, and sovereign governments to finance projects and operations. Owners of bonds are debtholders, or creditors, of the issuer.
Aparte de eso, no entiendo la justificación de tu respuesta. Si validáramos lo que dices, entonces la respuesta sería simplemente BONOS DE RENTA FIJA, y no BONOS DE EMPRESA, ya que empresa está demás. También existen los bonos de renta variable, distinción que no está en tu respuesta.
But not all "corporates" are shares, neither all "corporates" are bonds.
You are ignoring a key term in the question: fixed income.
Fixed income designates bonds.
Therefore, this question applies to a series of "fixed income" securities (bonds, among other types), i.e. among which, corporate bonds, bonds issued by corporations or companies, or corporate issuers.
Do a bit more research and you will understand my point.
Corporates means that the issuer is a company/a corporation, as opposed to a government, for instance, or a public entity. I honestly do not understand where did you get the idea that "corporates" means "bonos y acciones". And the thing is, these are "fixed income corporates" in a list that includes other types of "fixed income securities". This is clear, just have a look at the asker's list.
Si fuera bonos de empresa el texto diría Corporate Bonds y no FIXED INCOME CORPORATES, de ahí, que tu respuesta no sea correcta.
Si CORPORATES no significa BONOS Y ACCCIONES, justifícalo, cosa que no has hecho.
https://www.google.com/search?q="acciones de renta fija"&sxs...
Las acciones de renta fija son, básicamente, los títulos o bonos que adquieren los inversores. El documento en el que se detallan los términos del vínculo con el emisor. Es decir fecha de vencimiento, valores de los intereses, total del préstamo. Estas acciones son las que luego pueden ser negociables dentro de los mercados de renta fija. https://higo.io/glosario-contable/r/renta-fija-que-es-y-para...
https://www.wise-geek.com/what-is-corporate-stock.htm
La mención de los diccionarios no es para descalificar el uno por el otro, sino para tratar de indagar el origen del source (y la pregunta).
Cabríaobtener referencias más allá de lo que el Cambridge nos ofrece.
Tu primera referencia aporta el siguiente criterio que sustenta que son dos clases de activos diferentes y separadas: «Pero existe mucha desconfianza en un perfil medio de ciudadanos para invertir sus ahorros en acciones y bonos (la renta fija)».
Y luego hace contiene un subtítulo: «Acciones vs Renta fija», y añade: «Si las acciones son partes alícuotas del capital de una empresa, ¿qué es un bono? Un bono representa un préstamo que haces como inversionista a una empresa a cambio de un interés pagado por el bono hasta el vencimiento, cuando la empresa te devolverá el capital invertido.»
https://www.finect.com/usuario/gomepere/articulos/donde-inve...
Sí, ya he hecho el cálculo, puede ser que falte algún activo por enumerar, que haya un error en uno de los porcentajes, etc.; no obstante, eso no constituye un argumento para descartar acciones y para dar por sentado que hay un typo en corporate, dado que la palabra en plural tiene significado: ACCIONES Y BONOS. En el caso de que fuera CORPORATE, el texto debería rezar en todo caso CORPORATE FIXED INCOME de manera de que cuadre lo que tú dices.
Pero incluso si fuera un error, el sentido esencial de la pregunta no cambia.
¿Cómo estás traduciendo CORPORATES en este contexto?
Lo que varía durante la vida del bono es el rendimiento al vencimiento (yield to maturity), que lo calculan quienes compran el bono en algún momento posterior a su emisión en el mercado secundario y es la tasa de retorno que esperan si lo mantienen hasta el vencimiento. Pero los intereses que percibe (en este caso el inversionista que compró en el mercado secundario) siempre son fijos con respecto al capital. Por eso se dice son instrumentos de renta fija.