Oct 11, 2021 00:55
2 yrs ago
11 viewers *
English term

payment tokenization

GBK English to Chinese Bus/Financial Internet, e-Commerce
Tokenization is the process of protecting sensitive data by replacing it with an algorithmically generated number called a token. Often times tokenization is used to prevent credit card fraud. In credit card tokenization, the customer’s primary account number (PAN) is replaced with a series of randomly-generated numbers, which is called the “token.” These tokens can then been passed through the internet or the various wireless networks needed to process the payment without actual bank details being exposed. The actual bank account number is held safe in a secure token vault.
Example sentences:
Businesses with a base of repeat customers find mobile payment tokenization especially convenient in allowing purchases and refunds with a single click or none at all. (globalpayments Integrated)
The Opayo payment tokenization solution will capture all of the shopper's card details that will be stored on the system. Later when processing future transactions, you will send us the “token” that has already been created, instead of requesting the customer to re-enter their card details. (Opayo)
Consequently, businesses should consider developing payment tokenization systems to ensure that they safeguard the information of their consumers, while also navigating towards the future effectively. (paymentsjournal)
Change log

Oct 7, 2021 13:03: changed "Kudoz queue" from "In queue" to "Public"

Oct 11, 2021 00:55: changed "Stage" from "Preparation" to "Submission"

Oct 15, 2021 01:55: changed "Stage" from "Submission" to "Selection"

Oct 21, 2021 01:54:

Nov 10, 2021 01:54:

Dec 10, 2021 01:54:

Proposed translations

4 days

支付标记化

Definition from MBA lib:
支付标记化是由国际芯片卡标准化组织EMVCo于2014年发布的一项技术,通过用支付标记(Token)取代银行卡号进行交易认证,避免卡号等信息泄露带来的风险。<br />具体来说,支付标记使用一个唯一的数值(与主卡号保持一致,一般由13至19位的数字组成)来取代银行卡的主账号,同时确保该数值被限定在一个特定的商户、渠道或者设备中使用。在银行卡的支付交易中,支付标记替换了卡号,支付标记的有效期替换了银行卡的有效期,可以在不影响交易处理的情况下增强交易的安全性。
Example sentences:
支付标记化服务是中国银联推出的数字支付基础安全服务,能为银行、支付机构、行业机构的支付创新提供安全保障。开通该服务后,可以用特定的支付标记(即Token)替代传统的银行卡号,有效降低了商户、受理机构侧发生的银行卡信息泄露风险,减少交易欺诈。在支付向数字化发展的趋势下,Token将成为数字支付的基础核心要素,为用户带来更加安全、便捷、通用、可控、领先的支付体验。 (China Union Pay)
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9 days

支付令牌化

Definition from Google support:
令牌化<br />Google Pay 可协助分配“虚拟帐号”,也称为令牌,用于以安全方式将实际卡号与支持 Google Pay 的用户设备上的虚拟卡相关联。代表卡号的令牌是独一无二的。应用用户的移动设备会将加密密钥保存在内存中,以便用于解密限制密钥或一次性密钥(也称为密文),从而进行非接触式付款(NFC 付款)。
Example sentences:
Visa公布令牌化技术方面的新合作伙伴,以帮助提高支付安全性,同时减少数据泄露带来的影响 (Businesswire)
存储:令牌化的卡片信息将通过一个称为数字化的过程提供给移动设备 (Mastercard website)
令牌化成为新的移动支付安全标准 (businesswirechina)
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26 days

支付代码,支付编码

Definition from 博客园:
支付宝支付 代码. 最近一直在接触第三方,刚接入完支付宝的API做一下总结,个人能力薄弱有不对的地方望指教. 做的是一个小型电商项目,所以会接入第三方的支付和登入功能, 第一次接入第三方撸了很多官方文档. 进入主题, 支付宝支付先要去 蚂蚁金服开放平台 ...
Example sentences:
我们都知道,在现在的网站中,基本上都会有支付功能,在线支付作为一个潮流已是现代化网站的必备功能模块,那么几天我就分享一下如果来做这个在线支付功能。在线支付一般来说有两种实现方式,一种是调用各个银行提供的接口,另一种是使用第三方集成好的支付功能。 (CSDN)
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