Glossary entry (derived from question below)
Italian term or phrase:
permanenza in bilancio
English translation:
time remaining on the balance sheet
Added to glossary by
Matthew Docherty
May 6, 2018 21:58
6 yrs ago
5 viewers *
Italian term
permanenza in bilancio
Italian to English
Bus/Financial
Finance (general)
non-performing loans (NPLs)
sentence: "... per calcolare il tempo massimo di permanenza in bilancio degli NPL"
Proposed translations
(English)
| 4 +1 | should remain on the balance sheet until written off |
David Hollywood
|
| 5 | shuld remain in the statement of assets and liabilities |
Peter Cox
|
| 3 -2 | persistence of the balance |
mrrafe
|
Proposed translations
+1
3 hrs
David Hollywood
Native in English
Works in field
worked for int. orgs (IMF, OAS, IDB)
Native in: English
Works in: Spanish to English, German to English
Related KudoZ points
:
60
Selected
should remain on the balance sheet until written off
should remain classified as such until written off
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Note added at 3 hrs (2018-05-07 01:54:27 GMT)
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how long non-performing loans should remain (recorded) on the balance sheet etc.
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Note added at 4 hrs (2018-05-07 01:58:56 GMT)
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this is the idea
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Note added at 4 hrs (2018-05-07 02:00:30 GMT)
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you'll have to work out the structure in line with your overall context
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Note added at 4 hrs (2018-05-07 02:11:05 GMT)
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per calcolare il tempo massimo di permanenza in bilancio degli NPL
to determine the deadline for removing non-performing loans from the balance sheet
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Note added at 4 hrs (2018-05-07 02:11:45 GMT)
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I think this would do it
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Note added at 4 hrs (2018-05-07 02:12:58 GMT)
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doing "tempo massimo" as deadline
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Note added at 4 hrs (2018-05-07 02:15:09 GMT)
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well, hope it helps and might need a touch of polish but that's the idea
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Note added at 4 hrs (2018-05-07 02:38:18 GMT)
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and forget my inclusion of "should etc."
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Note added at 4 hrs (2018-05-07 02:48:19 GMT)
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good luck
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Note added at 3 hrs (2018-05-07 01:54:27 GMT)
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how long non-performing loans should remain (recorded) on the balance sheet etc.
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Note added at 4 hrs (2018-05-07 01:58:56 GMT)
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this is the idea
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Note added at 4 hrs (2018-05-07 02:00:30 GMT)
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you'll have to work out the structure in line with your overall context
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Note added at 4 hrs (2018-05-07 02:11:05 GMT)
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per calcolare il tempo massimo di permanenza in bilancio degli NPL
to determine the deadline for removing non-performing loans from the balance sheet
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Note added at 4 hrs (2018-05-07 02:11:45 GMT)
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I think this would do it
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Note added at 4 hrs (2018-05-07 02:12:58 GMT)
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doing "tempo massimo" as deadline
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Note added at 4 hrs (2018-05-07 02:15:09 GMT)
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well, hope it helps and might need a touch of polish but that's the idea
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Note added at 4 hrs (2018-05-07 02:38:18 GMT)
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and forget my inclusion of "should etc."
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Note added at 4 hrs (2018-05-07 02:48:19 GMT)
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good luck
4 KudoZ points awarded for this answer.
Comment: "Thanks very much for all your input David!"
-2
15 mins
persistence of the balance
The subject is manipulation of lending banks' apparent ability to lend more, by adjusting the amount of time a nonperforming loan (NPL) will continue to be recognized on the bank's balance sheet before being written off. This was a worldwide problem in assessing banks' viability.
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Note added at 38 mins (2018-05-06 22:37:03 GMT)
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Thanks, am not sure but yes, I think bilancio can mean either balance sheet or balance in the sense of an amount. I was thinking only of the latter, i.e., accumulated amounts of loans. However, you're right that the issue was whether those amounts should remain on the balance sheets so long.
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Note added at 6 hrs (2018-05-07 04:49:56 GMT)
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"There are two tests for insolvency; the balance sheet test and the cash-flow test. For banks there is a third one. This is what is referred to as ‘regulatory insolvency’. This refers to the situation where a bank has insufficient capital to meet its capital requirements but is still solvent on a balance sheet and cash-flow basis. In this type of situation, a supervisor may exercise forbearance and keep the bank under close scrutiny as it attempts to nurse itself back to full compliance. https://link.springer.com/article/10.1057/palgrave.jbr.23500...
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Note added at 38 mins (2018-05-06 22:37:03 GMT)
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Thanks, am not sure but yes, I think bilancio can mean either balance sheet or balance in the sense of an amount. I was thinking only of the latter, i.e., accumulated amounts of loans. However, you're right that the issue was whether those amounts should remain on the balance sheets so long.
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Note added at 6 hrs (2018-05-07 04:49:56 GMT)
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"There are two tests for insolvency; the balance sheet test and the cash-flow test. For banks there is a third one. This is what is referred to as ‘regulatory insolvency’. This refers to the situation where a bank has insufficient capital to meet its capital requirements but is still solvent on a balance sheet and cash-flow basis. In this type of situation, a supervisor may exercise forbearance and keep the bank under close scrutiny as it attempts to nurse itself back to full compliance. https://link.springer.com/article/10.1057/palgrave.jbr.23500...
Note from asker:
| Thank you for your answer mrrafe, in that case wouldn't it be "persistence [on the] balance [sheet]"? |
Peer comment(s):
| disagree |
philgoddard
: Bilancio doesn't mean balance.
5 hrs
|
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I tried to say bilancio has two accounting meanings, as in Eng: balance sheet, and an entry therein. Removing balances sooner vs. later is the whole issue (see Springer quote, and Hollywood answer), so what can bilancio mean instead?
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| disagree |
Peter Cox
: per Phil
11 hrs
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OK, I believe you and Phil, but how would you or Phil say balance in It.? For this topic I don't see how it can be avoided.
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11 hrs
shuld remain in the statement of assets and liabilities
.
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