compliance risk, operational risk

23:56 Mar 10, 2010
English to Slovak translations [PRO]
Bus/Financial - Accounting
English term or phrase: compliance risk, operational risk
ahojte,
hladam slovenske ekvivalenty pre:

compliance risk
operational risk

Diky za pomoc
tax planner


Summary of answers provided
4 +1riziko nedodržania legislatívy, prevádzkové riziko
Slavomir BELIS
4 +1riziko nedodržania zákonných povinností, prevádzkové riziko
Igor Liba
5 -1compliance riziko, operačné riziko
Linda Vakermanova
4riziko kompliancie, operacne riziko
Maria Chmelarova
3 -1riziko dodržiavania zákonnosti a prevádzkové riziko
Michal Zugec


Discussion entries: 5





  

Answers


2 hrs   confidence: Answerer confidence 5/5 peer agreement (net): -1
compliance riziko, operačné riziko


Explanation:
Operačné riziko je riziko vzniku straty vyplývajúce z nevhodne nastavených alebo chybných procesov, systémových zlyhaní, ľudských chýb, podvodu alebo vonkajších udalostí. Operačné
riziko zahŕňa aj právne, daňové a compliance riziko. Keď zlyhá kontrola, operačné riziko môže poškodiť dobré meno spoločnosti, mať právne alebo regulatórne následky, alebo viesť k finančnej strate. Banka nemôže očakávať, že odstráni všetky operačné riziká, avšak za pomoci kontrolného rámca, monitorovania a reakcií na potenciálne riziká je Banka schopná riadiť tieto riziká. Operačné riziko sa riadi hlavne prostredníctvom implementácie štandardov definovaných skupinou KBC, ohodnocovania a ošetrenia rizík identifikovaných v procesoch Banky a proaktívnym prístupom k potenciálnym rizikám.
(úryvok z polročnej správy ČSOB za rok 2009)

Operations risk: organizations face the risk of sub-par level service quality, cost overruns or business interruptions. Information security risk and compliance risks are often subsumed under operational risk.

Compliance risk (compliance riziko alebo riziko nesúladu/nezhody so zákonmi atd.): the sanctions and/or material loss of any kind that any organization may experience if it fails to comply with the set of laws, industry standards and internal requirements that govern its environment/sector. For the purpose of this definition, reputational risk is considered part of material risk. (Source: Basel Committee on Banking Supervision - April 2005).


    Reference: http://www.profesia.sk/praca/ing/O586272
    Reference: http://modernirizeni.ihned.cz/c4-10065450-17772940-600000_d-...
Linda Vakermanova
Local time: 04:58
Works in field
Native speaker of: Slovak

Peer comments on this answer (and responses from the answerer)
disagree  Slavomir BELIS: Dovolím si nesúhlasiť, lebo nevidím dôvod na to, aby tam to prvé slovo zostalo v angličtine, keď sa dá celkom zrozumiteľne niekoľkými spôsobmi preložiť.
8 hrs
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5 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5
riziko kompliancie, operacne riziko


Explanation:
kompliancia- cize ochota, poddajnost
http://referaty.atlas.sk/odborne-humanitne
/pedagogika/26659/ucenie

"Compliace risk can be defined as the risk of legal or regulatory sanctions, financial loss, or damage to reputation and franchise value that arives when a banking organization fails to comply (suhlasit, konat v zhode) with laws, regulations, or the standards or codes of conduct of self-regualtory organizations applicable to the banking organization's business and functions".
www.federalreserve.gov/newsevents/speech/olson20060516a.htm

kompliance - dodrzovani pokynu a prikazu, poslusnost, poddajnost, snasenlivost (slovnik-cizich-slov.abz.cz)


Maria Chmelarova
Local time: 00:58
Native speaker of: Slovak
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6 hrs   confidence: Answerer confidence 3/5Answerer confidence 3/5 peer agreement (net): -1
riziko dodržiavania zákonnosti a prevádzkové riziko


Explanation:
vid link na ING

Example sentence(s):
  • Okrem toho existujú ešte riziká prevádzkové, informačné, bezpečnostné a riziko dodržiavania zákonosti.

    Reference: http://www.ing-tatry-sympatia.sk/sk/files/pressroom/vyrocne-...
    Reference: hthttp://www.flexfinance.com/flexFinance/risk/Operational-Ri...
Michal Zugec
Slovakia
Local time: 05:58
Native speaker of: Slovak
PRO pts in category: 8

Peer comments on this answer (and responses from the answerer)
disagree  Slavomir BELIS: "riziko dodržiavania zákonnosti"??? Dodržiavanie zákonnosti je riziko? Niekoľkokrát sa to síce takto vyskytuje na webe, ale to sú len zlé preklady. "Riziko dodržiavania zákonnosti" nemá logiku. Je to jazykový paškvil.
4 hrs
  -> ano, ale tak to je aj v zadani- keby tam bolo "non-compliance", tak je to uplne jasne
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10 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): +1
riziko nedodržania legislatívy, prevádzkové riziko


Explanation:
Ďalší tip.

A ďalšie možnosti tej prvej časti sú:
riziko nedodržania príslušnej legislatívy
riziko nedodržania súladu s predpismi
riziko nedodržania legislatívnych požiadaviek

Dá sa, samozrejme, použiť aj - riziko nedodržiavania... - v závislosti od kontextu.

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Note added at 10 hrs (2010-03-11 10:18:38 GMT)
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Uchovávanie informácií... a vystavuje vás nebezpečenstvu krádeže, zneužitia, odhalenia, zákonného odhalenia a pokút za nedodržiavanie legislatívy. Znížte riziká a náklady pomocou legislatívne vyhovujúceho skartovania.
http://www.ironmountain.sk/records/shred/

... predovšetkým znižovali riziko vyplývajúce z nedodržiavania legislatívy a právne riziko vrátane rizika vyplývajúceho z porušenia ich zmluvných záväzkov.
http://www.minv.sk/swift_data/source/policia/finpol/1781_200...
Ide o takýto dokument - Jednotný výklad povinností vyplývajúcich z Nariadenia Európskeho parlamentu a Rady (ES) č. 1781/2006
o údajoch o príkazcovi sprevádzajúcich prevody finančných prostriedkov zasielaných poskytovateľom platobných služieb príjemcu



Slavomir BELIS
Slovakia
Local time: 05:58
Works in field
Native speaker of: Slovak

Peer comments on this answer (and responses from the answerer)
agree  Zewa
40 days
  -> Vdaka.
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7 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): +1
riziko nedodržania zákonných povinností, prevádzkové riziko


Explanation:
http://www.ey.com/CZ/cs/Services/Advisory/Advisory-for-Finan...

Regulatory and compliance risk — With increased supervisory and shareholder scrutiny and the rising prominence of reputation and brand risk, it is critical that organizations are in compliance and prepared for new regulatory initiatives. The principles-based approach of many of the new regulations requires a perceptive, practical understanding of the implications of business practices, interpretive guidance and evolving regulatory expectations. Our regulatory and compliance advisory capabilities cover a broad range of risk management, supervisory, and compliance issues, including: the co-development of risk policies and procedures for the oversight and management of risk; the establishment of compliance risk assessment frameworks and the related monitoring tools; regulatory initiative preparation; business practice compliance; and internal and external regulatory reporting.

Operational risk — Significant operational losses, coupled with global regulators' increased attention and requirements under Basel II and Solvency II, have heightened the awareness of operational risk management within many institutions. Companies are increasingly looking to link operational risk initiatives with related activities such as Sarbanes-Oxley (SOX) and other compliance requirements. Aligning with the developments of Basel II, we have created an integrated operational risk framework that advocates a balance between quantitative and qualitative approaches to operational risk. This framework seeks to enable financial institutions to grasp crucial processes required for sound operational risk management, including governance, risk identification, risk control assessments, key risk indicators, loss data, economic capital and risk reporting.

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Note added at 7 hrs (2010-03-11 07:15:48 GMT)
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http://www.mfa.sk/zu/index/podstranka.php?id=4577&prm1=1&prm...

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Note added at 10 hrs (2010-03-11 10:23:05 GMT)
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Balík služieb aplikácie Humanet obsahuje moduly potrebné pre vedenie podvojného účtovníctva a spracovávania miezd pre podnikateľské aj neziskové právne subjekty

http://www.humanet.sk/obchodne-podmienky/

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Note added at 10 hrs (2010-03-11 10:34:51 GMT)
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Niekedy sa uvádza len ako

„RIZIKO NEDODRŽANIA DAŇOVÝCH POVINNOSTÍ“,

ale podľa môjho názoru aj podľa webu by tento preklad neobsiahol celý rozsah problému

Igor Liba
Slovakia
Local time: 05:58
Native speaker of: Native in SlovakSlovak
PRO pts in category: 8

Peer comments on this answer (and responses from the answerer)
agree  Viola Briatkova
6 mins
  -> dakujem viola
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