angol - magyar Üzlet/pénzügy Biztosítás

A teljes kifejezés, amely előfordul: Umbrella/Excess Liability

Több definíciót is találtam rá:
Először is:
http://en.wikipedia.org/wiki/Umbrella_insurance
„Umbrella insurance refers to a liability insurance policy that protects the assets and future income of the name insured in addition to his or her primary policies. It is distinguished from excess insurance in that excess coverage goes into effect only when all underlying policies are totally exhausted, while umbrella is able to "drop down" to fill coverage gaps in underlying policies.[1] Therefore, an umbrella policy can become the primary policy "on the risk" in certain situations. The term "umbrella" refers to how the policy shields the insured's assets more broadly than primary coverage”
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http://personalinsure.about.com/od/insurancetermsglossary/g/...
http://www.irmi.com/online/insurance-glossary/terms/u/umbrel...
http://www.businessdictionary.com/definition/umbrella-liabil...

http://www.investorwords.com/5106/umbrella_liability_insuran...
„A type of liability insurance available to individuals and companies protecting them against claims above and beyond the amount covered by their primary policies or for claims not currently covered.”

Magyarul ernyőbiztosítás lehet.